Open Source Kubera Alternative

Why choose an open-source Kubera alternative

Kubera aggregates net worth across bank accounts, brokerages, crypto, and real estate into a single dashboard, syncing balances automatically through linked account credentials, on a subscription. That convenience means routing financial account access through a third party's servers, an acceptable trade for some users and a hard line for others. A self-hosted wealth tracker keeps portfolio data off any vendor's infrastructure entirely, at the cost of giving up automatic account syncing.

What to look for

A net worth tracker needs to cover the asset types actually held (stocks, ETFs, crypto, cash, and for some users real estate or private holdings), performance metrics beyond a simple total (time-weighted returns, allocation breakdowns, benchmarking against an index), and a clear answer to how transaction data gets in: automatic sync via linked accounts, manual entry, or CSV import. That last point is a real trade-off between convenience and how much access the tool needs to financial accounts.

Ghostfolio as a Kubera alternative

Ghostfolio is a self-hosted wealth dashboard, built on NestJS, Angular, and Postgres, that tracks stocks, ETFs, cryptocurrency, and cash across accounts, with performance metrics including time-weighted return for today, week, month, year, and multi-year windows, plus allocation breakdowns and benchmarking. It does not connect directly to brokerage APIs; transactions are entered manually or imported via CSV, a deliberate design choice that means Ghostfolio never stores brokerage login credentials or requests API access to financial accounts. It is free under the AGPL-3.0 license, with no premium tier, feature paywall, or telemetry, and ships official Docker images for standard self-hosting.

The manual and CSV-based transaction entry is the clearest trade-off against Kubera: Ghostfolio holds no live connection to any financial institution, which removes both the convenience of automatic syncing and the security surface that comes with granting a service that kind of access.